Critical Illness Cover

We have all seen programmes about people struck down with an illness, or disabled after an accident who say ‘I thought this sort of thing only happened to other people.’

With the continuing advances in medical science a total and permanent disability or a critical illness is much less likely to take someone’s life these days, but far more likely to have a lasting impact on the patient, taking away their income earning potential for some time, if not permanently. Having funds available at testing times like these to reduce a mortgage, replace income or make alterations to the home can be very helpful indeed.